Coverage for the Way You Roll, Ride & Relax

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Whether you’re on the lake, off the grid, or hitting the highway, we offer flexible coverage for boats, motorcycles, campers, trailers & RVs. These policies are built to handle what standard auto or homeowners plans don’t—and we’ll help you get the right protection without overcomplicating it.

Your Toys Deserve Real Protection

Insurance That Keeps Up With Your Adventures

Peace of Mind on Land & Water

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We Know Specialty Vehicles Inside & Out

From classic bikes to fifth-wheel trailers, we’ve insured it all. We’ll guide you through coverage that actually fits your toy—not just a generic policy.

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We Bundle for Better Value

Have a car, boat & RV? We’ll help you package coverage together—often saving money & making renewals easier to manage.

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We Help You Avoid Surprise Gaps

Most homeowners & auto policies don’t fully cover these vehicles. We’ll help make sure your gear is protected—even off your property or in storage.

Boat & Watercraft Coverage
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Boat & Watercraft Coverage

We insure fishing boats, pontoons, jet skis & more—on the water, at the dock, or in transit. Coverage can include damage, theft, medical payments & liability.

  • Hull damage protection
  • Liability for on-water accidents
  • Towing & salvage coverage
  • Fuel spill liability
  • Optional trailer & transport coverage
RV, Camper & Trailer Coverage
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RV, Camper & Trailer Coverage

From pop-up campers to Class A motorhomes, we’ll protect your vehicle & what’s inside—whether it’s your full-time home or weekend escape.

  • Physical damage & theft
  • Liability while parked or moving
  • Contents & personal belongings
  • Attached awnings & equipment
  • Vacation liability & emergency expenses
Extras That Make a Real Difference
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Motorcycle & ATV Coverage

We help protect bikes, trikes, scooters & ATVs with customizable options for both everyday riders & collectors.

  • Collision & comprehensive coverage
  • Liability for injury or property damage
  • Guest passenger medical
  • Equipment & custom parts protection
  • Seasonal storage coverage
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Ride, Roll, Float—We’ve Got Answers

Common Questions About Toy Vehicle Insurance

  • Does my homeowners or auto policy cover these?

    Typically no, or not fully. Most boats, motorcycles & RVs require separate policies for complete protection—especially when in use or off your property.

  • Do I need insurance if my RV is parked most of the time?

    Yes. Even stationary RVs face risks like fire, theft, vandalism or guest injuries. We’ll help you adjust coverage based on how you use it.

  • Can I insure a vintage motorcycle or custom-built bike?

    Absolutely. We offer specialty coverage that protects market value, custom parts, & rare components—ideal for collectors or modified rides.

  • What happens if my boat is stored off-season?

    We can adjust your policy for storage periods or provide lay-up coverage, so you're protected without overpaying in the off-season.

  • Can I combine coverage for all my recreational vehicles?

    Yes! We’ll help you bundle policies for boats, bikes & RVs—often unlocking discounts & easier billing.

Simple Coverage for the Way You Play

We make it easy to protect your gear with flexible, honest policies. Whether you’re on the road, water, or trail—we’ll help you get insured & stay in motion.


Want to add coverage for accessories, trailers or travel expenses? We’ve got options for all of it—and we’ll explain what’s worth adding based on how you use your ride.

Start Your Boat, Bike or RV Insurance Today

Let’s Get You & Your Toys Protected