Protect the Place Where Your Business Operates
From offices to warehouses, retail shops to service centers—we help protect the physical space your business depends on. Commercial property insurance can cover everything from fire to theft, storms to sprinkler leaks. We’ll tailor coverage to fit your building, your gear & the way you operate day to day.
Buildings, Equipment, Inventory & More
Coverage That Keeps Your Business Standing
Protection That Supports Your Operation
We Match Coverage to Your Industry
From contractors to retail shops, no two spaces are alike. We’ll help you protect what’s valuable, whether you own the building or lease it.
We Help You Understand What’s Excluded
We’ll walk you through common gaps like flood, earthquake, or equipment wear—so you know exactly where your policy starts & stops.
We Adjust as Your Business Grows
Adding space, equipment or tenants? We’ll review your policy regularly to make sure your coverage keeps up with your success.
Buildings & Permanent Fixtures
Buildings & Permanent Fixtures
Protect your commercial structure against fire, vandalism, storm damage, and more. Whether you own a standalone building or a strip mall unit, this coverage keeps the roof over your business secure.
- Covers owned business structures
- Roof, HVAC, signage & plumbing
- Glass breakage & vandalism
- Storm, fire & lightning damage
- Replacement cost or actual cash value
Business Contents & Equipment
Business Contents & Equipment
From desks to tools, displays to stockrooms—what’s inside your building matters. We’ll help you protect furniture, electronics, inventory, and more against damage or loss.
- Office furnishings & computers
- Tools, inventory & machinery
- Equipment in storage or use
- Coverage for theft or power surge
- Options for high-value or specialty items
Business Interruption Support
Business Interruption Support
If you’re forced to close after a covered event, this protection helps keep your business afloat while you rebuild or relocate.
- Lost income replacement
- Rent or loan assistance
- Temporary relocation costs
- Coverage for extra operating expenses
- Optional extended indemnity period
Commercial Property Coverage, Made Clear
Answers to Common Building Coverage Questions
Do I need property insurance if I lease my space?
Yes. You may still be responsible for improvements, inventory, or equipment inside the space. Landlords often require proof of tenant coverage.
What perils are usually covered?
Fire, lightning, theft, wind, hail, vandalism & some water damage. Flood & earthquake are usually separate policies.
How is my building’s value determined?
We can insure it based on replacement cost (to rebuild) or actual cash value (minus depreciation). We’ll help you choose the right approach.
Can I insure my outdoor signage or landscaping?
In most cases, yes—with the right endorsements. We’ll go over what’s automatically included & what needs to be added.
Does this cover income loss during repairs?
If you include business interruption coverage, yes—it can help cover lost revenue while your property is being restored.
Secure the Space Behind Your Business
We’ll help protect your business’s physical location from costly events—so you can stay focused on growth instead of repairs or replacement costs.
Whether you own, lease, or work from a custom setup, we’ll build a policy that fits your square footage, inventory, and day-to-day risks.