Protection for Professional Mistakes & Missed Details


A boy and a girl are playing with a sprinkler in a backyard.

Errors & omissions insurance helps cover legal claims related to professional services—like advice, documentation errors, missed deadlines or client disputes. Whether you’re in real estate, consulting, design or tech, we’ll help you stay protected from costly lawsuits tied to honest mistakes.

Because Even Experts Can Slip Up

E&O Coverage for Advice, Service & Oversights

Coverage That Stands Behind Your Word

A black and white icon of a shield with a cross in a circle.

We Tailor Policies by Industry

Real estate, IT, contractors—every profession carries different risks. We’ll help match your E&O coverage to how you serve clients & where issues are most likely to show up.

A black and white icon of a paper with a cross on it.

We Help You Meet Contractual Needs

Many service contracts now require proof of E&O. We’ll help you meet those standards, stay in compliance & respond quickly with certificates.

A black and white icon of a newspaper on a white background.

We Walk You Through the Fine Print

E&O is full of policy terms like retroactive dates & claims-made triggers. We’ll make it simple, so you understand how & when your protection works.

Claims from Clients or Customers
A house with a balcony and a fence around it

Claims from Clients or Customers

If a client claims your advice or work caused financial loss—even if it wasn’t your fault—E&O can help cover the cost of defending or settling the dispute.

  • Negligence or misrepresentation
  • Missed deadlines or documentation errors
  • Undelivered services
  • Claims of professional incompetence
  • Settlements, judgments & legal fees
Legal Defense & Investigation Costs
A dining room with a table and chairs and a window.

Legal Defense & Investigation Costs


E&O doesn’t just help with payouts—it helps you fight back. Even if a claim is groundless, your policy may help cover attorneys, investigations & court appearances.

  • Lawyer fees & court costs
  • Private investigations or mediation
  • Response to regulatory complaints
  • Frivolous or unfounded claim defense
  • Coverage up to policy limits
Policy Flexibility for Changing Professions
A man is using a lawn mower to cut the grass.

Policy Flexibility for Changing Professions

Switching industries? Adding services? We’ll make sure your E&O policy keeps up—so coverage continues even as your business evolves.

  • Retroactive coverage for past work
  • Tailored protection for hybrid professionals
  • Support for new ventures or roles
  • Easy updates as services shift
  • Help transitioning between carriers
Two young boys are laying on the grass and talking to each other.
Clarity for Professional Service Coverage

Errors & Omissions Insurance FAQs

  • What’s the difference between E&O and general liability?

    General liability covers physical injuries or property damage. E&O covers financial losses caused by your advice, services, or professional mistakes.

  • Who needs E&O insurance?

    Anyone who gives advice, offers services, or manages sensitive details—real estate pros, consultants, designers, agents & more.

  • Is E&O insurance required by law?

    Not always, but it’s often required by contracts, licensing boards or clients—especially in regulated industries.

  • What types of mistakes are usually covered?

    Unintentional errors, missed deadlines, incorrect advice, or failure to deliver promised services—plus related legal fees.

  • Does E&O cover intentional wrongdoing or fraud?

    No. It only covers unintentional mistakes or omissions made in the normal course of your work.

Your Reputation Matters—So Does Your Protection

Whether it’s one overlooked email or a misunderstood contract, mistakes happen. We’ll help you build coverage that supports your professional work—without overcomplicating the process.


As your services grow or shift, we’ll keep your E&O policy in sync—so you’re always backed by coverage that knows how your business runs.

Let’s Talk About Your Coverage Options

Not Sure if You’re at Risk for E&O Claims?