Coverage That Helps Shield Your Business from Claims
General liability insurance is one of the most important protections your business can have. It helps cover injuries, property damage, legal costs & more—whether you're a contractor, retailer, or office-based company. We'll help you get the coverage that fits your industry, clients, and contracts.
Accidents Happen—Make Sure You’re Covered
Protection for Everyday Risks, Lawsuits & Slip-Ups
Protection That Works Behind the Scenes
We Keep You Contract-Compliant
Many landlords, vendors & clients require proof of general liability. We’ll help you meet those terms—fast—and make sure your limits check all the boxes.
We Help You Understand What’s Excluded
General liability doesn’t cover everything. We’ll walk you through where it stops—so you can consider add-ons like professional liability or umbrella coverage if needed.
We Tailor Policies to Your Risk Level
From low-foot-traffic offices to busy job sites, we’ll help match your coverage to how, where & when you operate.
Bodily Injury & Property Damage
Bodily Injury & Property Damage
If a customer slips and falls or you accidentally damage someone else’s property, this helps cover medical bills, repairs & legal defense.
- Covers injuries to non-employees
- Property damage caused during business operations
- On-site & off-site incidents
- Court & attorney fees
- Medical payments & settlements
Products & Completed Work
Products & Completed Work
This helps protect your business if someone claims your product or service caused harm—even after the work is done.
- Products sold or distributed
- Completed jobs & contracted work
- Installations or repairs
- Defense for product-related lawsuits
- Ideal for contractors & service trades
Personal & Advertising Injury
Personal & Advertising Injury
Covers things like slander, copyright infringement, and false advertising. A must for businesses with websites, marketing, or public-facing brands.
- Libel or slander claims
- Use of copyrighted materials
- False or misleading ad claims
- Invasion of privacy lawsuits
- Coverage for printed & digital content
Big Coverage for Everyday Operations
General Liability Insurance FAQs
Who needs general liability insurance?
Almost every business. If you deal with customers, vendors, or operate in public, it’s a key protection against costly lawsuits.
Is general liability required by law?
Not always—but it’s often required by landlords, lenders, and business contracts. Many industries see it as a basic standard.
What does general liability not cover?
It doesn’t cover employee injuries, professional errors, or damage to your own property. We’ll help fill in those gaps if needed.
Can I combine this with other coverages?
Yes! Many small businesses use a Business Owners Policy (BOP) to bundle liability with property coverage. We’ll help build the right combo.
How much coverage do I need?
It depends on your size, industry & risk exposure. We’ll guide you through your limits, from $1M standard to extended options.
Protection You Can’t Afford to Skip
Even one claim could hurt your business. We’ll help you build general liability coverage that fits your risks—so you can keep working with confidence.
Whether it’s required for a job or simply smart planning, we’ll help you understand your liability needs and secure coverage that fits your operation—without the confusion.