Protect Your Business Leaders from Costly Legal Claims
D&O Insurance for Business Owners, Boards & Executives
Directors & officers liability insurance helps cover legal costs if someone sues your company’s leadership. It protects decision-makers from claims tied to mismanagement, employment disputes, or breach of fiduciary duty. Whether you run a corporation, nonprofit, or growing business, D&O insurance helps shield personal assets & your company’s reputation.
Leadership Comes with Liability
Coverage That Defends Key Decisions
We Protect Individual & Group Leadership
Whether you’re the sole director or manage a full board, we’ll tailor D&O coverage that supports every level of leadership—from founders to outside advisors.
We Address Risk Before There’s a Lawsuit
We’ll help you understand where your executive risk comes from—investors, employees, clients—and how to prepare for the unexpected.
We Help Startups & Nonprofits Too
You don’t need to be a big corporation to face leadership risks. We’ll help you put protection in place as your company grows or begins fundraising.
Leadership Decision Lawsuits
Leadership Decision Lawsuits
If stakeholders, investors, or vendors sue over poor business decisions, D&O helps cover defense & settlement costs.
- Claims of mismanagement or oversight
- Breach of duty or negligence
- Poor financial handling or reporting
- Decisions that harm shareholders or partners
- Legal representation & court costs
Employment Practices Disputes
Employment Practices Disputes
Protects executives when facing claims tied to hiring, firing, promotions, or workplace culture—even if the case overlaps with EPLI.
- Discrimination & wrongful termination claims
- Harassment oversight lawsuits
- Retaliation or whistleblower protection
- Breach of employment contracts
- Overlap with EPLI coverage allowed
Personal Asset Protection for Directors
Personal Asset Protection for Directors
Without D&O insurance, a lawsuit could put a director’s personal finances at risk. This coverage helps preserve personal savings, homes & assets from company-related claims.
- Defense for named directors or officers
- Protects savings & property
- Common in mergers or board disputes
- Essential for investor-backed companies
- Individual & entity-level coverage
Back Your Board with Smart Coverage
Directors & Officers Insurance FAQs
Who needs D&O insurance?
Any business with officers, board members or decision-makers—especially corporations, partnerships, and nonprofits. It protects leaders from lawsuits tied to their role.
Does this cover criminal acts or fraud?
No. D&O covers legal defense & settlements for unintentional missteps—not criminal or knowingly wrongful actions.
Is D&O the same as general liability?
No. General liability covers bodily injury & property damage. D&O covers leadership decisions, internal disputes & governance issues.
Can D&O protect individual board members?
Yes. Policies can name individuals, groups, or entities—depending on your company’s structure & risk profile.
What does it cost?
Pricing depends on your industry, size, past claims & board structure. We’ll help you find a policy that balances risk & budget.
Smart Leadership Deserves Smart Protection
One boardroom decision shouldn’t risk someone’s personal finances. We’ll help you put protection in place—so your leaders can lead confidently.
From startups to established firms, D&O insurance can be a quiet game-changer. Let’s build the coverage that gives your leadership team peace of mind.