Protect Your Business from Workplace-Related Lawsuits

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EPLI Insurance Covers Employee Claims & Disputes

Employment Practices Liability Insurance helps protect your business if an employee—or former employee—brings legal claims against you. Whether it’s discrimination, wrongful termination, or harassment, we’ll help you stay protected with coverage designed for small businesses, startups & growing teams.

People Problems Can Become Legal Problems

Protection for the People Side of Business

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We Help You Navigate Complex HR Risks

Employment law is always changing. We’ll help you stay ahead of trends, avoid common pitfalls & protect your team’s integrity.

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We Simplify Claims Process & Policy Terms

EPLI coverage can be tricky to understand—we’ll break it down and explain what’s covered, how claims work & what to expect.

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We Offer Coverage That Fits Your Culture

From a family-run business to a growing office team, we’ll tailor protection around your size, industry & hiring practices.

Wrongful Termination & Discrimination Claims
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Wrongful Termination & Discrimination Claims

One of the most common lawsuits small businesses face. EPLI helps you handle legal action after employee dismissal or workplace disputes.

  • Age, race, gender discrimination
  • Wrongful demotion or firing
  • Failure to promote
  • Disparate treatment claims
  • Defense & settlement costs
Harassment & Hostile Work Environment Lawsuits
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Harassment & Hostile Work Environment Lawsuits

Covers claims of inappropriate conduct, poor oversight or failure to address toxic culture. Even if no wrongdoing occurred, defense costs can be high.

  • Sexual harassment claims
  • Bullying or intimidation
  • Negligent supervision
  • Hostile workplace allegations
  • Third-party harassment claims
Wage & Hour Disputes
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Wage & Hour Disputes

Some EPLI policies allow optional coverage for wage-related lawsuits. We’ll help you decide if it fits your risk profile.

  • Unpaid overtime or misclassification
  • Meal/rest break violations
  • Compensation disputes
  • Mislabeling exempt vs. non-exempt
  • Defense & compliance support
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Understand the HR Protection You Might Be Missing

EPLI Insurance FAQs

  • Is EPLI required by law?

    No—but it’s strongly recommended if you hire, manage, or terminate employees. Even small businesses can be sued.

  • Does this overlap with D&O or workers comp?

    Sometimes. We’ll help you coordinate coverage so there’s no duplication—or gaps—in protection.

  • What does EPLI not cover?

    Fraud, criminal acts & known violations of law aren’t covered. We’ll help you understand all exclusions.

  • Can this help with legal costs if I win the case?

    Yes. EPLI can help cover defense costs even if the claim is dropped or ruled in your favor.

  • How are premiums calculated?

    Pricing depends on your staff size, claims history, training policies & industry. We’ll help you find a cost-effective option.

Protect the Culture You’ve Worked to Build

People are your biggest asset—and biggest risk. EPLI helps you support your team while protecting your business from HR claims that can derail your growth.


We’ll help you build a right-sized policy that grows with your team & keeps your leadership covered—so you can focus on running a healthy, respectful workplace.

Let’s Review Your EPLI Coverage Options

Need Help Managing Employment Risk?