Keep Your Business Moving with the Right Coverage
Whether you’ve got a single work truck or a dozen service vans, we’ll help insure your business vehicles against damage, liability & downtime. Commercial auto policies are built to cover the risks personal auto plans can’t—and we’ll tailor yours to how your team drives, parks & hauls.
From One Truck to a Whole Fleet
Commercial Auto Coverage That Keeps You Rolling
Coverage That Goes the Extra Mile
We Build Coverage Around Your Business
Plumber? Landscaper? Delivery crew? Every business drives differently—we make sure your policy reflects how, where & why your vehicles are on the road.
We Help You Stay Compliant
Need to meet DOT, contract, or lease insurance requirements? We’ll help you meet the limits & documentation your vendors, lenders or partners require.
We Keep You Covered After the Keys Turn
Accidents can happen off the clock too. We help you address garage risks, employee use, & after-hours incidents—so you’re not stuck footing the bill.
Liability & Legal Protection
Liability & Legal Protection
If your employee hits another vehicle or causes property damage, commercial auto helps cover medical bills, legal costs & repair expenses—often at higher limits than personal policies.
- Bodily injury & property damage
- Legal defense included
- Required by most states & contracts
- Higher limits available
- Hired & non-owned auto available
Physical Damage & Equipment Coverage
Physical Damage & Equipment Coverage
Whether your truck is stolen, sideswiped or catches hail on the job, we’ve got you covered. This section can also extend to tools & signage attached to the vehicle.
- Collision & comprehensive protection
- Windshield & weather damage
- Vehicle theft & vandalism
- Add-ons for racks, wraps & tools
- Covers owned business autos
Downtime, Employees & Extra Protection
Downtime, Employees & Extra Protection
We offer options that help keep you working after an accident—from rental reimbursement to coverage for employees driving their own vehicles for work.
- Loss of use reimbursement
- Hired & non-owned vehicle coverage
- Loading/unloading liability
- Optional roadside assistance
- Gap coverage for leased vehicles
Straightforward Coverage for Work Vehicles
Commercial Auto Insurance FAQs
Do I need commercial auto insurance for one vehicle?
If it’s used for work—even part-time—you likely do. That includes driving to job sites, hauling equipment, or transporting goods.
How is commercial auto different from personal auto?
It’s designed for business risks. Commercial auto usually offers higher limits, broader liability protection & extra options like employee use or cargo coverage.
What types of businesses need this?
Contractors, service providers, real estate agents, food trucks, delivery drivers, and more. If you drive for work, this applies to you.
Can I insure vehicles my employees drive?
Yes. We can add hired/non-owned auto coverage or fleet options depending on how vehicles are owned & used.
Is commercial auto required by law?
In most cases, yes—especially if your business is registered with the state, has employees, or operates vehicles over a certain weight.
Work Vehicles Deserve More Than Personal Coverage
Your business doesn’t stop when you hit the road. We’ll help you protect your vehicles, your employees & your reputation with smart, affordable commercial auto coverage.
Whether you drive occasionally or full-time, we’ll walk through your needs & build a policy that fits—without extra fluff or surprises.