Protect Equipment & Materials in Transit or Use
If your tools, equipment, or products travel from job to job—or get used off-site—you need more than basic property coverage. Inland marine insurance helps protect high-value or mobile items from loss, damage & theft no matter where the work takes you. We’ll help you insure the essentials.
On the Move, On the Job, Always Covered
Inland Marine Covers What Property Policies Don’t
Coverage That Goes Where You Go
We Insure Tools That Travel
If your gear moves from site to site—or is stored in trucks, trailers or units—we’ll make sure it’s protected while in use, transit, or storage.
We Know What Property Plans Miss
Most property insurance doesn’t cover mobile items. We’ll fill in the gaps with a flexible inland marine policy that works with your other coverages.
We Offer Options for Every Trade
From surveyors to electricians, we build coverage around how your team works—no unnecessary extras or confusing terms.
Tools & Equipment on the Move
Tools & Equipment on the Move
Protect handheld gear, power tools & trade-specific equipment—especially items used at multiple job sites or kept in mobile units.
- Covers transit & off-site use
- Ideal for contractors & service pros
- Theft, fire & accidental damage
- Temporary jobsite storage included
- Custom limits based on gear type
Materials, Stock & Specialty Items
Materials, Stock & Specialty Items
For businesses that transport products, staging materials, or custom pieces, inland marine protects valuable cargo between destinations.
- Construction materials in transit
- Display or event setups
- E-commerce shipping stock
- Equipment leased from others
- Optional installation floater coverage
High-Value Assets & One-Off Jobs
High-Value Assets & One-Off Jobs
If you work with expensive or short-term-use equipment, we’ll help you cover tools during rentals, contracts, or custom projects.
- Specialty tool rental coverage
- Items leased to others
- Short-term policy options
- Builder’s risk integration
- Great for architects, surveyors & engineers
Coverage That Follows the Work
Inland Marine Insurance FAQs
What does “inland marine” actually mean?
It’s a traditional insurance term for protecting mobile property—like tools, gear or materials—used away from your main location.
How is this different from equipment floater insurance?
Inland marine is broader and may include cargo, rental items, and specialty tools. Floaters are usually more job- or item-specific.
Do I need this if I already have property insurance?
Likely yes—especially if you regularly move or use equipment away from your office. Property coverage usually stops at your building.
Can I get coverage for short-term jobs?
Yes. We offer temporary inland marine policies tailored to individual projects, events, or contract periods.
Is this expensive?
Not typically. Rates are based on equipment type, value & frequency of use. We’ll help you find a plan that fits your work & your budget.
When Work Leaves the Building, Take Coverage With You
We’ll help you protect what you pack, haul, or use off-site—so your gear stays insured no matter where the job takes you.
From daily hauls to one-time events, inland marine fills the gaps in traditional coverage. We’ll break it down simply & build a plan around how you work.